⚠️ Private Compliance Notice — Not a Government Regulatory Action
This is a private compliance advocacy notice from Paul Dolphin / pauldolphin.com. If the violation is not cured within 30 days, this notice will be filed with the appropriate regulator: NMLS Consumer Access, CFPB, and/or applicable state regulator.
VIOLATION NOTICE — CASE v0001
Jane M. Smith (NMLS #2847364) — Advertising Name Mismatch — 2026-04-25
This MLO is advertising under the unregistered trade name "NEXA Lending" instead of the licensed entity name "NEXA Mortgage LLC" (NMLS #1660690). This is a violation of Regulation H, 12 CFR § 1008.103(e)(7), which requires mortgage broker advertising to use the licensed entity name as registered with NMLS.
Violation Details
| Statute | 12 CFR § 1008.103(e)(7) (Reg H) |
| Violation type | Advertising name mismatch |
| Licensed entity | NEXA Mortgage LLC (NMLS #1660690) |
| Advertised as | "NEXA Lending" (unregistered name) |
| Discovery date | April 25, 2026 |
| Cure deadline | May 25, 2026 (30 days) |
| Max statutory exposure | $10,000 per violation (12 CFR § 1008.103) |
| Status | OPEN — CURE PERIOD ACTIVE |
Time remaining to cure
Invoice due: May 25, 2026 — If unpaid, regulators are notified at midnight
Invoice: INV-VIO-2026-0001
| Description | Amount |
| Compliance Review — Advertising Name Mismatch (Reg H, 12 CFR § 1008.103(e)(7)) | $10,000.00 |
| Total Due by May 25, 2026 | $10,000.00 |
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