MLO Compliance Gate
$ 79.00
$ 79.00
$ 79.00
PAUL DOLPHIN COMPLIANCE WATCHDOG
MLO Compliance Gate
$79/month
AI-powered compliance enforcement. White-labeled to your NMLS#. Every response guarded against TRID, RESPA, ECOA, Reg Z, HECM, and GLBA violations.
We don't want to file your violation. Subscribe and we'll never have to.
This is the relief valve. Subscribe and your advertising, borrower conversations, and compliance posture are protected — before you end up on the public tracker.
What you get
✓
Pre-configured for your NMLS# and licensed states
White-labeled copy stays with you — your brand, your license.
White-labeled copy stays with you — your brand, your license.
✓
TRID disclosure timing enforcement
Never miss a GFE/TIL/LCD timing requirement again.
Never miss a GFE/TIL/LCD timing requirement again.
✓
RESPA anti-kickback guardrails
Prohibited yield spread premium arrangements blocked automatically.
Prohibited yield spread premium arrangements blocked automatically.
✓
ECOA fair lending interview controls
Protects against inadvertent discrimination in the application process.
Protects against inadvertent discrimination in the application process.
✓
HECM-specific disclosures (reverse mortgage)
Full reverse mortgage compliance for your senior clients.
Full reverse mortgage compliance for your senior clients.
✓
Regulation Z trigger term detection
Flags any rate/term/payment mentions that require disclosure.
Flags any rate/term/payment mentions that require disclosure.
✓
Monthly regulatory updates included
As regulations change, your skill updates automatically.
As regulations change, your skill updates automatically.
Why this exists
pauldolphin.com runs a public violation tracker. Every MLO who advertises in violation gets a 30-day notice. Day 31, the file goes to the regulator. The Compliance Gate is how you never end up on that tracker. It's the relief valve. See who's already on it →
Get Started — 5 Questions
Disclaimer: This is a compliance assistance product. It provides guidance on regulatory compliance based on publicly available information. Final compliance decisions remain the licensee's responsibility. This product does not constitute legal advice. Always consult with a qualified attorney or compliance professional for matters specific to your situation.